If you go online, you’ll find that there are many different sources meant to help you file for bankruptcy. In most cases, the website is trying to sell you a packet that will help you through the bankruptcy process. The truth is, while you can file for bankruptcy on your own, with the new laws that are in effect, if you want to ensure that your bankruptcy is approved, you will want to consider one of the many bankruptcy lawyers Portland has to offer.
A bankruptcy lawyer understands exactly what the courts are looking for when it comes to filing for bankruptcy. He or she can help you sort through your finances to see what will and wont quality for bankruptcy and to ensure that you don’t lose something major like your house or car during the process. Your lawyer will also help you contact your creditors to let them know that you’re going through the bankruptcy process so that they will stop calling you in an effort to collect money from you.
Your lawyer can also help you to find a court approved credit counselor. While this information is readily available on your state’s bankruptcy advice website, you’ll find that there are dozens of approved companies. Your lawyer can take the guesswork out of the process and point you in the direction of a good company that can work with you on your terms.
Another area that a lawyer can be beneficial, and that many people overlook, is the release of stress. The bankruptcy process is stressful, and for someone with no experience in this area, there’s a lot of worry about during the process; such as whether or not everything is getting done correctly or in a timely manner. With one of the many great bankruptcy lawyers Portland on your side, you can feel confident in knowing that everything that can be taken care of is being taken care of, allowing you to breathe a sigh of relief.
While going through a bankruptcy is nothing to celebrate over, it doesn’t have to be a terrible experience. By hiring a qualified attorney, you can get the paperwork filed, work with your counselor and stop worrying about whether everything is getting done right.