What Exactly Is A Personal Injury?

From a legal point of view, a Personal Injury is defined as the physical or mental harm that someone experiences through no fault of their own. Negligence in the workplace or on the road are two of the more common causes of personal injuries. It is also not uncommon for a Personal Injury to be caused because a product was defective or faulty. For example, if you were standing on a step ladder that was not put together well by the manufacturer, this would be an example of a personal injury.

A personal injury lawyer is a legal professional who handles any and all cases that fall into the personal injury category. The most common reason why a person would hire a personal injury attorney is because you get in a car accident that is not your fault. The reason being the fact that you are entitled to compensation for your medical expenses and auto repair expenses. You should not have to pay those bills for an accident that was not your fault and that is why people are required by law to have auto insurance.

In the event that you get into an accident with someone who does not have insurance, you could still hire a lawyer from a law firm such as Law Offices of Derald L. Gab and sue them. However, you should stop and ask yourself if that is really a good idea. The most likely reason why they do not have insurance is because they cannot afford it. Some people cannot afford another bill every month in addition to what they already have. Why waste your time suing someone that does not have money? Instead, you can use the lawyer and get your own insurance to pay for the accident. This is assuming you have insurance that covers uninsured motorists.

That being said, you should take a few moments to look over your insurance policy. You want to make sure that you do have insurance that covers uninsured motorists. You cannot control other drivers and you do not want to be stuck with a lot of hefty bills because your insurance is unwilling to foot the bill or not obligated to do so.



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